We work to make certain that your employee benefits package is aligned with your company’s philosophy and objectives, ensuring your plan is benefit and cost competitive.  Benefit packages are designed for each company individually.  We work with all major Insurance carriers and specialize in health and welfare benefits for your employees.  Both voluntary and employer sponsored plans available for most coverage.

Medical Insurance - HMO, PPO, EPO, POS, CDHP/HDHP compatible with HSA and HRA funding

Dental Insurance – PPO, DHMO and Fee for Services plans, fully insured and self funded to meet your specific objectives.  Proprietary dental pool available to our clients based on group size.

Vision Benefits - Vision care, value plans to the most comprehensive coverages, prepared to meet the need of any client. 

Life Insurance and AD&D – Plans recommended will maximize available tax advantages.  Life and AD&D coverage provides financial protection for employees and their families in the case of death or disability.

Short- and Long-Term Disability - We provide both tax-free and taxable benefits offerings for Disability Insurance, expanding your options based on employer need or desire.  Flexible plan designs and impressive plan limits are available with reasonable costs.

Additional Plans - A wide range of additional plans are available through our office: 401K(k), Employee Assistance Plans, Cafeteria plans, Deferred Compensation, Executive Wage Continuation, Flex Plan, International Benefits, Key Person Insurance, Long Term Care, Transportation/Commuter Plans, Travel Accident Insurance, Voluntary or Supplemental Coverage Plans.

Administrative & Web-Based Solutions – COBRA Administration, Online Enrollment, Consolidated Billing, HR Consulting, HIPAA Compliance, Employment/Labor Law Resource

Funding Solutions – Fully Insured, Self Funded, Individual Stop Loss, Aggregate Stop Loss, Minimum Premium Plans, Wrap Plans

DH Client “perks” – ThinkHR (thinkHR.com) and Federal COBRA Adminisration Assistance, Employee Benefits Newsletter